Frequently Asked Questions
Yes. At 1st Choice, we care about you and we endeavour to supply you with the right product for your needs and financial circumstances. You can apply with 1st Choice NOW even if you’re receiving benefits.
We pride ourselves on being able to supply a huge range of products and brands. If you need anything at all please feel free to apply online, just add those products your interested in to your cart and click apply now. Â Or alternatively, we can give you a call request call backÂ
We offer a Fixed Term Fixed Rate Line of Credit. You own your goods from day one (we hold security over the item for the term of the loan). Just give our friendly team a call and we will talk you through the process.Â
If you want a payout figure, please phone our friendly team or email us at customercare@1stchoicenow.com.auÂ
Yes we do credit checks, but it is only part of the application. We treat each application individually and understand that we all can hit speed bumps along the way in life. We have even approved people who have been bankrupt in the past. So we encourage you to talk to us if you have concerns about your credit history.
We are require by law though to obtain your latest 90-day bank statement, photo ID, and Centrelink Income statement if you are on a centrelink payment.
Our office is open between 9am and 5pm Monday – Friday.
Your due date will be 14 days after signing your contract. We will work with you to select the best debit date to suit your budget.
If your circumstances change and you need to return the goods, or would like to upgrade your goods, we may charge you the remainder of the fixed term. 1st Choice is known to be flexible for its customers, so we encourage you to talk to us.
We offer a Fixed Term Fixed Rate Line of Credit. You own your goods from day one (we hold security over the item for the term of the loan). Just give our friendly team a call and we will talk you through the process.Â
We are very flexible and understand that everyone can hit some speed bumps along the way. Just phone us on 1300 552 558 or email us at customercare@1stchoicenow.com.au. We will do whatever we can to help you, so it is very important that you let us know about your circumstances.
- Select Products
Whatever you need for your home, you’ll find it here. - Submit Application
Our simple process looks at you, not just your credit score. - Submit Bank Statements
Submit your bank statements and you’re on your way.
Consumer Lease (Rented Goods)
We extend the manufacturer’s warranty on all our goods. Thus whilst you are renting your goods and your account is up to date, we will pick up, repair, and return your rental items free of charge so long as the fault is deemed to be a manufacturer’s fault. Click here to lodge a Repair Request.
Line of Credit (You own the goods, we hold security)
We are always here to assist our customers. Just phone us on 1300 552 558 or email us at customercare@1stchoicenow.com.au. We will do whatever we can to help you, so it is very important that you let us know about your circumstances.
Does your business require additional Fridge, TV or perhaps XBOX console for a day or more you have come to the right place. Â Do you want peace of mind that whatever you need, whether that be a Fridge, Lounge or TV it will all be delivered, installed and working as you want, when you want it? Â Then look no further.
For that little extra flexibility, you may prefer to rent for up to a month. Just pick up the phone and give us a call, and we will provide you with a quote. Or, alternatively, submit the form below and we will contact you.
